FAQs Tips

FAQs

Q.Why should I buy from Tynan's?

A. There are many choices when you want to get approved for credit. Over the past 44 years we have established a reputation for treating customers with respect, delivering on promises, and taking care of our customers. We value your business no matter what your credit score is.
Q. Is my application confidential and secure?
A. We follow all federal and state regulations regarding privacy. Also, all data sent through our website is sent securely using a 128 bit certificate.
Q. Does this application cost me anything?
A. No. There are no application fees and no obligations to purchase.
Q. Do I need a large down payment?
A. No. many of our loan programs do not require a down payment. If your credit score is really low you might need a down payment, but we'll work with you on it.
Q. Will I have a high interest rate?
A. No. after 44 years in business we have tremendous banking relationships to work with. Whether your credit is slightly imperfect, really terrible, or somewhere in between, we'll get you an interest rate you can be excited about.
Q. Can I use my vehicle as down payment?
A. YES! We accept all type of trades. You can even trade in motorcycles, boats and ATVs.
Q. Other dealerships give me no choices. Will I have a choice in what I drive?
A. YES! We believe in customer service. We will ALWAYS find you a choice of vehicles that fit within your budget.
Q. I need a SUV, Track, Van, Etc!
A. No problem! We stock a HUGE selection of every type of vehicle to make sure we have vehicles in stock for everyone.
Q. Does this report to my credit bureau?
A. YES! We only do business with lenders that report to the Major Credit Bureaus. If a lender doesn't report to your credit bureau, the loan doesn't rebuild your credit.
Q. Wouldn't it be easier if I paid off my bad credit first?
A. Not necessarily. In the time it takes to pay off the bad credit on your credit bureau, you would have already established a solid payment history. That payment history is the key to your future. Rebuilding is defined as paying on time on your credit bureau, not paying off old bad debt.
Q. What's the next step?
A. Click on the Apply Now Button and fill out an application. One of our finance specialist will respond to you shortly. You'll be driving home that new vehicle soon!

Tips

The first step to rebuilding is to understand your credit. Below are some links to help you understand your credit history and all of your rights regarding credit.

Building A Better Credit Report

Straight from the Federal Trade Commission, this link give you all of the information you need on how to build a better credit report.  It contains helpful information on your rights, tips on rebuilding credit, tips on dealing with debt bankruptcy, information about identity theft, cautions about scams, and much more informaton.

Fair Credit Reporting Act

This site gives you the Fair Credit Reporting Act. It gives you a chance to read your rights regarding bad debt and collection.

www.annualcreditreport.com

Federal law entitles you to 1 free credit report from each of the three credit bureaus: Transunion, Equifax, and Experian. This site will give you that credit report for free over the internet. Learn more about each credit report at the following links:

www.experian.com
www.transunion.com
www.equifax.com




DenverCreditCenter.com
700 S. Havana Street
Aurora, CO 80012
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